Executive Underwriter or AVP Underwriting Director

Zurich Insurance Company Ltd. seeks an Executive Underwriter / AVP Underwriting Director to lead middle market underwriting for complex commercial accounts. In this role, you will analyze risks, structure coverage, and price multiline programs while managing a profitable portfolio across diverse industries. You will develop and maintain broker and client relationships, provide underwriting guidance to junior staff, and apply data-driven insights to support growth and profitability. Zurich offers a collaborative, inclusive culture with strong development opportunities and exposure to global risk and sustainability initiatives.

Responsibilities

• Lead underwriting of middle market commercial accounts across multiple lines of business
• Evaluate complex risks, analyze financials, and determine appropriate pricing and terms
• Structure coverage solutions aligned with customer needs and Zurich's risk appetite
• Manage a profitable underwriting portfolio, monitoring performance and adjusting strategy
• Develop and sustain strong relationships with brokers and key commercial clients
• Provide underwriting guidance, mentoring, and technical support to junior underwriters
• Collaborate with actuarial, claims, and risk engineering to inform underwriting decisions
• Ensure adherence to underwriting authorities, guidelines, and regulatory requirements
• Contribute to growth strategies, including product, segment, and territory initiatives
• Leverage data and analytics to drive underwriting decisions and portfolio optimization

Required Skills

• Middle market commercial underwriting
• Risk assessment & pricing
• Portfolio management
• Financial statement analysis
• Coverage structuring
• Broker & client relationship management
• Regulatory & compliance knowledge
• Data-driven decision making
• Negotiation
• Insurance policy wording & documentation