Executive Underwriter
Zurich Insurance Company Ltd. is seeking an Underwriting Specialist / Executive Underwriter for its Umbrella Excess Casualty portfolio. In this role, you will assess and price complex commercial casualty risks, focusing on umbrella and excess liability for diverse industries. You will evaluate submissions, analyze exposure data and loss histories, structure coverage, and negotiate terms with brokers while maintaining strong relationships. Partnering with actuarial, claims, and risk engineering teams, you will manage a profitable book in line with Zurich's risk appetite and underwriting guidelines. You will contribute to product innovation, portfolio strategy, and best practices, while modeling Zurich's collaborative, ethical, and customer-centric culture. This position offers hybrid flexibility, exposure to global risks, and robust professional development in a performance-driven environment.
Responsibilities
- Evaluate, underwrite, and price umbrella and excess casualty accounts within authority limits
- Analyze complex risk profiles, loss histories, and exposure data to determine appropriate coverage
- Develop and negotiate terms, conditions, and pricing with brokers and clients
- Collaborate with actuarial, claims, and risk engineering teams on portfolio performance and risk solutions
- Manage a profitable book of business aligned with underwriting guidelines and risk appetite
- Monitor market trends and competitor activity to inform underwriting strategy
- Ensure compliance with Zurich and regulatory standards, documentation, and audit requirements
- Participate in large account and international program structuring and referrals
- Support junior underwriters through coaching and technical guidance
- Contribute to continuous improvement, process optimization, and product development initiatives
Required Skills
- Commercial casualty underwriting
- Umbrella and excess liability underwriting
- Risk assessment and exposure analysis
- Financial and loss data analysis
- Broker and client negotiation
- Portfolio and book management
- Regulatory and compliance knowledge
- Insurance policy wording and coverage design
- Pricing and rating tools proficiency
- Excel and underwriting systems (e.g., Guidewire or similar)
