Underwriting Specialist

Zurich Insurance Company Ltd. seeks an Underwriting Specialist to support its Financial Services team within the Banking, Insurance & Investment sector. In this role, you will evaluate and price complex financial risks, analyze portfolios, and structure tailored insurance solutions while ensuring regulatory and internal policy compliance. You will collaborate with brokers and clients to develop risk management strategies that minimize financial exposure and drive profitable growth. Zurich offers an inclusive culture that values diversity, sustainability, and innovation, providing strong career development opportunities in risk management and financial services.

Responsibilities

• Assess and underwrite Financial Services risks in banking, insurance and investment segments
• Analyze financial statements, exposure data and loss history to determine pricing and terms
• Develop and implement risk strategies aligned with Zurich's risk appetite and profitability targets
• Ensure compliance with internal underwriting guidelines and external regulations
• Collaborate with brokers, clients and internal stakeholders to structure tailored insurance solutions
• Monitor portfolio performance, identify trends and recommend corrective actions
• Prepare clear underwriting documentation, referrals and approvals
• Support innovation and sustainability initiatives within the underwriting portfolio

Required Skills

• Underwriting analysis
• Financial statement analysis
• Risk assessment
• Portfolio management
• Regulatory compliance (banking/insurance)
• Credit risk modeling
• Pricing and rating tools
• Data analytics/Excel
• Policy documentation and reporting
• Stakeholder communication